Get your personalised takaful insurance plans
From health to travel and motor insurance, find Shariah-compliant coverage that aligns with your values and lifestyle.
Zakaful is proudly supported by



- Key Features
All your insurance needs in one place, ethically tailored for you .

Your unique needs, our AI delivers
Our AI analyzes your preferences and recommends the best policy options tailored to meet your specific needs.


All the best providers, at your fingertips
We partner with the most credible Takaful providers, ensuring you have access to diverse, high-quality coverage options across all categories.

Learn Takaful, effortlessly
Understand how Takaful works with our easy-to-digest educational content, empowering you to make informed insurance decisions.
How Zakaful works?
Simple, fast, and personalized insurance in 3 easy steps.
Sign Up & Share Your Needs
Create an account and tell our AI what you’re looking for.
Select from Aggregated Policies
Choose from the best policies aggregated and ranked based on your unique needs.
Enjoy Peace of Mind
Place the order and indulge in peace knowing that you’re secured.

- Our Team
Meet the Visionaries, Revolutionizing an Underserved Sector
Our team combines deep knowledge of Islamic finance, cutting-edge technology, business management, and entrepreneurial excellence to bring personalized and ethical insurance solutions to life.

Shaz Mohamed
CEO & Co-founder

Labeeba Ahmed
COO & Co-founder

Ajiri Omafokpe
CTO & Co-founder

- Latest updates from Zakaful
Zakaful Spotlight
Showcasing at Web Summit in Doha
Zakaful is proud to announce its participation in the Web Summit happening in Doha, from
February 23-26, 2025. This premier event provides a platform to connect with industry leaders,
showcase our innovative Takaful solutions, and share our mission of revolutionizing ethical
insurance. Mark your calendars and join us as we redefine the future of Takaful.

QDB Hackathon Win
We achieved a milestone victory by winning the QDB Innovation Hackathon 2024 in the FintechCategory. Competing against leading innovators, our Takaful solution

QFTH Incubation and Funding Offer
Zakaful was accepted into Wave 6 of Qatar FinTech Hub (QFTH), a program powered by QatarDevelopment Bank (QDB). This opportunity provided us

DIC Incubation Winning the Idea Camp
We were among the winners of the 10th Edition of Idea Camp, conducted by the DigitalIncubation Center (DIC) under the prestigious Ministry
Comprehensive Insurance Options Tailored to Your Needs
Protect what matters most with our wide range of insurance plans. Whether it’s health, travel, motor, or beyond, we offer tailored coverage to give you peace of mind.

Health Insurance
Get access to comprehensive health coverage designed to fit your unique needs, ensuring peace of mind for you and your family.

Travel Insurance
Travel worry-free with our hassle-free claims process and global coverage, keeping you protected no matter where you go.

Motor Insurance
Drive with confidence knowing you’re covered. Our expert team provides tailored motor insurance solutions for all types of vehicles.

Other Insurance
Explore a range of insurance options with competitive pricing, ensuring you get the best coverage tailored to your needs.
Excited about our innovative Takaful solutions? Join our waitlist today and be among the first to access personalized, Shariah-compliant insurance options.



TESTIMONIALS
Sunil Sharma
“Very smart team. And very nice human beings. I have judged a lot of hackathons in my time but you guys are truly a standout group.”
Hani Khateeb
“Congratulations, I hope one day I become a customer not just a mentor ”
Gaurav Sachddeva
“I am so happy to hear that they won the hackathon in the fintech category. Great start team.”
Frequently Asked Questions
We’re here to help you understand how Zakaful works and what we offer. If you don’t find your answer here, feel free to reach out to us.
Zakaful is an AI-driven platform that provides personalized Takaful (Islamic insurance) plans by
aggregating options from trusted providers. Our goal is to make Takaful more accessible, ethical, and
tailored to users’ unique needs.
Zakaful asks users a series of guided questions and uses AI to recommend the best Takaful plans based on
their preferences. Users can then connect with our partner companies to secure coverage.
No, Zakaful does not directly provide Takaful coverage. Instead, we act as a marketplace, connecting
users with leading Takaful providers while ensuring they receive the most suitable and Shariah-compliant
options.
Zakaful specializes in Takaful (Islamic insurance), which is a cooperative model of insurance based on
mutual assistance and risk-sharing. Unlike conventional insurance, any surplus funds are distributed
among participants rather than retained as profit.
